Freelance rate, day rate, paycheck estimator, 1099 tax, invoice due date, mortgage & 2,000+ more calculators in one app. No signup, no paywall; opened tools work offline. 32 languages.
A freelance rate calculator turns the income you need into the minimum hourly rate you should charge. Paycheck & Freelance Calc puts that next to day rate, take-home pay, 1099 tax and invoice due date calculators, with over 2,000 tools in one place. It is for freelancers and contractors. Tools you have opened once keep working offline.
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Freelance rate, day rate, paycheck, 1099 tax, invoice due date, mortgage, tax & 2,000+ free calculators. No signup. Opened tools work offline.
Real take-home pay calculator for the US, UK, India, Australia and Canada. Hourly-to-salary converter, salary increase, contractor vs employee, notice period, gratuity & leave encashment — payroll math without guessing.
Set a defensible day rate, project price, or retainer. Factor tax, unpaid time, expenses and target income. Stop underpricing gigs.
Invoice due date calculator, Net 30 tracker, late fee calculator, and a one-tap invoice generator. Chase fewer payments.
Mortgage calculator with affordability + monthly payment, amortization, refinance break-even, rent vs buy, and compound interest.
Country-aware tax calculators plus VAT, GST, and HST. Clean inputs, clear totals. Works offline once loaded.
Retirement calculator with savings goal, monthly contribution, and realistic projection — on track or need to save more.
BMI calculator, age calculator, percentage calculator, tip calculator, date difference — the quick math you reach for daily.
Currency converter with live rates across 150+ currencies. Works offline with last-known rates when you are travelling.
Tools you have opened once usually keep working offline from the app's cache; a tool you have never opened needs a connection the first time. The app is translated into 32 languages for travel and work abroad.
100% free to use. No account, no email, no subscription, no premium wall blocking the calculator you need. Supported by ads.
Open the app and type what you need — “paycheck”, “day rate”, “mortgage”, “BMI” — the searchable home screen jumps straight to the right calculator.
Each tool opens its own input screen. Pick country, currency, or presets where it matters.
Pin the tools you use most to favourites, jump back in from recent tools, compare two job offers side by side, and share the result.
Paycheck & Freelance Calc is the ideal freelance rate calculator app for anyone who wants a fast, reliable tool on your phone.
Freelance Rate: Paycheck Calc — day rate, freelance rate, take-home pay, 1099 tax, invoice due dates, mortgage & 2,000+ free calculators. No signup; opened tools work offline.
Whether you need it for work, travel, or daily use, Paycheck & Freelance Calc delivers a simple experience with no clutter.
Most “all-in-one calculator” apps ship a basic calculator and a pile of converters you will never open. Paycheck & Freelance Calc is built around the math that actually changes decisions: your real take-home pay, a defensible freelance day rate, the invoice due date for Net 30, whether a mortgage is affordable, and whether that second job offer really pays more. 2,000+ tools live in one searchable home screen, so the rare one-off (percentage, tip, date difference, BMI, currency) is one tap away too. Free, no signup, no paywall. 32 languages. Opened tools work offline.
Most paycheck calculators break the moment you cross a border. Paycheck & Freelance Calc ships country-aware paycheck calculators for US, UK, India, and Australia — with state or province options where it matters, pre-tax deductions (401(k)/pension, health, HSA, super), and hourly-to-salary conversion. Enter gross pay and get net take-home per pay period, monthly, and annual, plus a breakdown of tax, social security/NI/PF, and employer contributions.
Related payroll tools built in:
If you have ever searched for a best paycheck calculator app or a take home pay calculator that does not hide the math behind a subscription, this is it.
The freelance rate calculator is the tool most generic calculator apps do not have — and the one that pays for itself the first time you use it. Enter target take-home income, business expenses, your effective tax rate, billable hours per week and weeks off. It returns the minimum hourly rate and a day rate you need to charge to actually hit your goal — and shows how far the naive salary ÷ 2,080 rate would underprice you.
Everything a freelancer or consultant needs on one home screen:
No sign-up, no team plan, no hidden export paywall — just the numbers.
Almost every underpriced freelancer makes the same arithmetic mistake: they take the salary they used to earn and divide it by 2,080 hours. That number assumes an employer is still paying for your holidays, your sick days, your software, your insurance, and half your payroll tax — and that every hour you work is an hour somebody pays for. None of that is true once you go freelance.
Here is the chain a freelance rate calculator actually runs, with numbers you can check:
So the same $90,000 that looked like $43 an hour on the naive salary ÷ 2,080 maths is really a $74/hour, $589/day freelance rate — before federal, state, or income tax, which is a separate calculation again. That 70% gap is the entire reason freelancers who quote from their old salary end up working more for less.
Change any one input — a lower overhead, six weeks off instead of five, 30% admin time instead of 20% — and the rate moves. That is what the freelance rate calculator, day rate calculator, project pricing calculator, and contractor vs employee calculator in the app are for: you enter target income, billable hours, time off, and overhead, and it returns the rate rather than making you rebuild this chain in a spreadsheet every time a client asks.
Prefer not to install anything? The same calculators run in a browser at Teamz Lab Tools — 2,500+ free tools, no account, no daily cap.
The rate question has a mirror image, and it is the one people ask at tax time or when a full-time offer lands: I charge X a day — what salary is that? Running it forward is easy and wrong; the number you bill is not the number you keep.
Take the $500/day freelancer, using the same working year as above — 188 genuinely billable days after holiday, sick days, and the fifth of the year that goes on admin, quoting, and chasing invoices:
So a $500 day rate is $75,566, not $94,000 — a $18,434 gap between the rate you quote and the money income tax is calculated on.
And $75,566 of freelance money still is not the same as a $75,566 salary. Out of it you buy the things an employer used to pay for silently, and you do not get paid for days you do not work. That second half is what the contractor vs employee calculator is for: it lines up the full yearly cost of a salaried role — salary, employer taxes, benefits, equipment — against a contractor at an hourly rate, and gives the break-even rate, so you can answer should I take the job with a number instead of a feeling.
Three ways to run it in the app, depending on which direction you are going:
Change the billable days and the answer moves more than changing the rate does. That is usually the finding people did not expect.
Paycheck & Freelance Calc carries the money tools people usually download a separate single-purpose app for:
Run them as often as you like with different numbers, and compare before you commit.
The 10 quick-math tools you reach for weekly, all in one place:
Plus ~1,900 more niche tools (health, dev, image, text, shopping, sports, students, housing, crypto) hiding behind the searchable home screen. Need a niche one we do not ship? Email [email protected] — new tools land weekly.
Paycheck & Freelance Calc is 100% free. No paywall, no subscription, no account. Tools you have opened once usually keep working offline from the app’s cache; a tool you have never opened needs a connection the first time, and live currency rates need one to refresh.
The app is ad-supported — standard banner and interstitial ads from AdMob between tools — which is how every calculator stays free for everyone. Your calculator inputs stay on your device; we do not sell your personal data. See our Privacy Policy for details.
Paycheck & Freelance Calc’s angle: lead with the high-intent money tools (paycheck, freelance rate, invoice, mortgage, tax) with country-aware inputs, then carry 2,000+ quick utilities for the rare things you reach for once. One download replaces five.
Bottom line: If you want a free calculator app that handles real take-home pay, freelance day rates, invoice due dates, mortgages, and tax in the same place as BMI, age, percentage, and currency — install Paycheck & Freelance Calc from the buttons on this page. No signup, no paywall, 32 languages.
We collect minimal anonymized usage and crash reports to improve the app. Ads are served by AdMob and may use standard ad identifiers. We do not sell your personal data. Calculator inputs stay on your device.
The app requests only the permissions needed for core features (e.g. network for tools, live currency rates and ads, local storage for favourites and recent tools, optional notifications). You stay in control.
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Paycheck & Freelance Calc was designed and built by Teamz Lab. Need a custom Flutter app or a calculator suite for your brand? Hire us on Upwork.
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