Paycheck & take-home pay (US, UK, IN, AU)
Real take-home pay calculator across four countries. Hourly-to-salary converter, salary increase, contractor vs employee, notice period, gratuity & leave encashment — payroll math without guessing.
Freelance Rate, Day Rate & Paycheck Calculator — Plus 2,000+ Free Tools
Freelance rate, day rate, paycheck estimator, 1099 tax, invoice due date, mortgage & 2,000+ more calculators in one app. No signup, no paywall, works offline. 41 languages.
Paycheck & Freelance Calc app screenshots
Click any screenshot to zoom in for a full-size view.
Features
Freelance rate, day rate, paycheck, 1099 tax, invoice due date, mortgage, tax & 2,000+ free calculators. No signup. Works offline.
Freelance rate & day rate calculator
Set a defensible day rate, project price, or retainer. Factor tax, unpaid time, expenses and target income. Stop underpricing gigs.
Invoice due date & Net 30
Invoice due date calculator, Net 30 tracker, late fee calculator, and a one-tap invoice generator. Chase fewer payments.
Mortgage, loan & refinance
Mortgage calculator with affordability + monthly payment, amortization, refinance break-even, rent vs buy, and compound interest.
Tax calculators (US, UK, IN, AU, CA) + VAT & GST
Country-aware tax calculators plus VAT, GST, and HST. Clean inputs, clear totals. Works offline once loaded.
Retirement planner
Retirement calculator with savings goal, monthly contribution, and realistic projection. Save multiple scenarios.
Everyday calculators
BMI calculator, age calculator, percentage calculator, tip calculator, date difference — the quick math you reach for daily.
Live currency converter
Currency converter with live rates across 150+ currencies. Works offline with last-known rates when you are travelling.
Offline core + 41 languages
Core calculators work offline — no network, no lost inputs. Full app translated in 41 languages for travel and work abroad.
Free, no signup, no paywall
100% free to use. No account, no email, no subscription, no premium wall blocking the calculator you need. Supported by ads.
How it works
Search 2,000+ tools
Open the app and type what you need — “paycheck”, “day rate”, “mortgage”, “BMI” — the searchable home screen jumps straight to the right calculator.
Enter your numbers
Native input screens for flagship tools (paycheck, freelance, mortgage, tax, BMI). Pick country, currency, or presets where it matters.
Save, compare, share
Save scenarios (multiple salary profiles, mortgage runs, invoice presets), compare offers side by side, export or share the result.
Perfect for you
Paycheck & Freelance Calc is the ideal freelance rate calculator app for anyone who wants a fast, reliable tool on Android.
Freelance Rate: Paycheck Calc — day rate, freelance rate, take-home pay, 1099 tax, invoice due dates, mortgage & 2,000+ free calculators. Offline, no signup.
Whether you need it for work, travel, or daily use, Paycheck & Freelance Calc delivers a simple experience with no clutter.
The free calculator app that covers real money — not just basic math
Most “all-in-one calculator” apps ship a basic calculator and a pile of converters you will never open. Paycheck & Freelance Calc is built around the math that actually changes decisions: your real take-home pay, a defensible freelance day rate, the invoice due date for Net 30, whether a mortgage is affordable, and whether that second job offer really pays more. 2,000+ tools live in one searchable home screen, so the rare one-off (percentage, tip, date difference, BMI, currency) is one tap away too. Free, no signup, no paywall. 41 languages. Core calculators work offline.
Paycheck calculator across US, UK, India & Australia
Most paycheck calculators break the moment you cross a border. Paycheck & Freelance Calc ships country-aware paycheck calculators for US, UK, India, and Australia — with state or province options where it matters, pre-tax deductions (401(k)/pension, health, HSA, super), and hourly-to-salary conversion. Enter gross pay and get net take-home per pay period, monthly, and annual, plus a breakdown of tax, social security/NI/PF, and employer contributions.
Related payroll tools built in:
- Take-home pay calculator — what you actually keep after tax and deductions
- Hourly to salary calculator — compare a contract gig to a full-time offer
- Salary increase calculator — before/after numbers for any raise %
- Offer comparison calculator — two offers side by side, total-comp aware
- Contractor vs employee calculator — convert W-2/PAYE into 1099/contractor day rate
- Notice period calculator, gratuity calculator, leave encashment calculator — for India, MENA, and UK contracts
If you have ever searched for a best paycheck calculator app or a take home pay calculator that does not hide the math behind a subscription, this is it.
Freelance rate, day rate & project pricing — stop underpricing gigs
The freelance rate calculator is the tool most generic calculator apps do not have — and the one that pays for itself the first time you use it. Enter target annual income, billable hours per week, vacation, sick days, and overhead (software, insurance, tax). The app returns the hourly rate and day rate you need to charge to actually hit your goal — factoring unpaid time and self-employment tax.
Everything a freelancer or consultant needs on one home screen:
- Freelance rate calculator and day rate calculator (target-income based)
- Project pricing calculator — scope, hours, risk buffer, profit margin
- Retainer calculator — monthly retainer that covers your desk minimum
- Invoice due date calculator and Net 30 calculator — Net 15 / 30 / 45 / 60, end-of-month, early-pay discounts like 2/10 Net 30
- Late fee calculator — flat fee, monthly %, or compounding interest
- Invoice generator — simple, shareable, no signup
No sign-up, no team plan, no hidden export paywall — just the numbers.
Mortgage, loan, tax & retirement — the big decisions
Paycheck & Freelance Calc carries the money tools people usually download a separate single-purpose app for:
- Mortgage calculator — affordability (max price from income + debt), monthly payment, amortization schedule
- Refinance break-even and rent vs buy — when does the cheaper rate or the buy decision actually pay off
- Loan calculator — personal, auto, student; APR, total interest, amortization
- Compound interest calculator — daily, monthly, quarterly, yearly compounding for savings and investments
- Retirement calculator — savings goal, contribution, realistic projection, multiple saved scenarios
- Tax calculator — US, UK, India, Australia, Canada; federal + state/provincial; plus VAT calculator and GST calculator for EU, UK, India, Australia, and New Zealand
Save multiple scenarios — two mortgage runs side by side, three retirement plans, two salary profiles. Compare before you commit.
Everyday calculators: BMI, age, percentage, tip, currency
The 10 quick-math tools you reach for weekly, all in one place:
- BMI calculator (metric + imperial)
- Age calculator (years, months, days, hours)
- Percentage calculator (increase, decrease, of, off, between)
- Tip calculator (with split by person)
- Currency converter — live rates across 150+ currencies; falls back to last-known rates offline
- Date difference — days between, add/subtract, business days
- Unit converter — length, weight, volume, temperature, speed, data
- Discount calculator — final price after multiple discounts and tax
Plus ~1,900 more niche tools (health, dev, image, text, shopping, sports, students, housing, crypto) hiding behind the searchable home screen. Need a niche one we do not ship? Email [email protected] — new tools land weekly.
Free, no signup, offline core — and how we keep it that way
Paycheck & Freelance Calc is 100% free. No paywall, no subscription, no account. Core calculators (paycheck, freelance rate, invoice due date, mortgage, loan, BMI, age, percentage, tip, date difference) work offline once loaded. Live currency rates, tax tables, and the long-tail tool catalog may need a connection for updates.
The app is ad-supported — standard banner and interstitial ads from AdMob between tools — which is how every calculator stays free for everyone. Your calculator inputs and saved scenarios stay on your device; we do not sell your personal data. See our Privacy Policy for details.
How Paycheck & Freelance Calc compares to other calculator apps
- Generic calculator apps — Calculator₊, Basic Calculator+, Calculator with History. Excellent for arithmetic, limited for paycheck, freelance, mortgage, tax. You still download a second app for payroll math.
- Single-purpose apps — Mint-style paycheck apps, Wave-style invoice apps, Zillow-style mortgage calculators. Often great, but you end up juggling 5–10 apps and 5–10 signups.
- “All-in-one toolbox” apps — OneCalc, Pocket Toolbox, Fullty, All In 1. Broad breadth, but the paycheck and freelance tools are usually thin or missing country options.
Paycheck & Freelance Calc’s angle: lead with the high-intent money tools (paycheck, freelance rate, invoice, mortgage, tax) with country-aware inputs and saved scenarios, then carry 2,000+ quick utilities for the rare things you reach for once. One download replaces five.
Bottom line: If you want a free calculator app that handles real take-home pay, freelance day rates, invoice due dates, mortgages, and tax in the same place as BMI, age, percentage, and currency — install Paycheck & Freelance Calc on Google Play or the App Store. No signup, no paywall, 41 languages.
We collect minimal anonymized usage and crash reports to improve the app. Ads are served by AdMob and may use standard ad identifiers. We do not sell your personal data. Calculator inputs and saved scenarios stay on your device.
The app requests only the permissions needed for core features (e.g. network for live currency rates + ads, storage for saved scenarios, optional notifications for invoice due-date reminders). You stay in control.
Frequently asked questions
- What is the best paycheck calculator app?
- Paycheck & Freelance Calc gives you real take-home pay across the US, UK, India, and Australia in one app — with federal + state/province options, pre-tax deductions, and hourly-to-salary conversion. Free, no signup, no paywall. Works offline once loaded.
- How do I calculate my real take-home pay on my phone?
- Open Paycheck & Freelance Calc, tap the paycheck calculator, pick your country, enter gross pay and pay frequency, and add deductions (retirement, health, pre-tax). You get net take-home per pay period, monthly, and annual — with a breakdown of tax, social security, and employer contributions where relevant.
- Is there a free freelance rate calculator?
- Yes. Paycheck & Freelance Calc includes a freelance rate calculator, a day rate calculator, project pricing, and a retainer calculator. Enter target income, billable hours, vacation, and business costs — it works out the rate you need to charge to actually hit your goal.
- How do I calculate my day rate as a freelancer or contractor?
- Use the day rate calculator: enter your target annual income, working days per year, holiday/sick days, and overhead. The app factors unpaid time and self-employment tax so your quoted day rate covers real cost — not just billable hours.
- What is an invoice due date calculator?
- An invoice due date calculator adds your payment terms (Net 15, Net 30, Net 60, 2/10 Net 30) to the invoice date and returns the exact due date. Paycheck & Freelance Calc also tracks late fees, grace periods, and can generate a simple invoice on the spot.
- How does Net 30 work?
- Net 30 means the invoice is due 30 days from the invoice date. Paycheck & Freelance Calc includes a Net 30 calculator that supports Net 15/45/60, “end of month + 30”, and early-pay discounts like 2/10 Net 30 so you can pick the term that gets you paid faster.
- How do I calculate hourly to salary (or salary to hourly)?
- The hourly-to-salary converter takes hours per week (and weeks worked) and returns annual, monthly, weekly, and per-pay-period numbers — plus a reverse salary-to-hourly view. Useful when comparing a contract gig to a full-time offer.
- How do I compare two job offers?
- The offer comparison calculator lines up two offers side by side: base, bonus, equity, health, 401(k)/pension match, commute, and paid time off. It converts everything to annual total compensation so you can pick the stronger package — not just the bigger base.
- Contractor vs employee — which pays more?
- The contractor vs employee calculator converts a W-2/PAYE salary into an equivalent 1099/contractor day rate (and vice versa) after self-employment tax, benefits, and time off. Handy before accepting a role or quoting a client.
- Is there a notice period calculator?
- Yes. Enter your last working day and the notice period in your contract — the notice period calculator returns the resignation date, handover deadlines, and any unused leave to settle.
- How do I calculate leave encashment or gratuity?
- Paycheck & Freelance Calc includes leave encashment and gratuity calculators tuned for India and MENA payroll rules. Enter basic salary, service years, and unused leave — it returns the encashment and gratuity amount per local formulas.
- How do I calculate a late fee on an unpaid invoice?
- Use the late fee calculator: enter invoice amount, due date, today’s date, and your late-fee policy (flat fee, monthly %, or compounding). You get the total owed with interest broken out — ready to add to a reminder email.
- How do I calculate a salary increase or raise?
- The salary increase calculator shows the new annual, monthly, and per-pay-period numbers for any percentage raise, along with the before-tax delta and post-tax take-home change. Useful before a performance review.
- Can I calculate a mortgage payment and affordability?
- Yes. The mortgage calculator covers affordability (max price based on income + debt), monthly payment, amortization, refinance break-even, and rent vs buy. You can save multiple scenarios and compare them.
- Is there a loan calculator and compound interest calculator?
- Yes — the loan calculator covers personal, auto, and student loans with APR and amortization. The compound interest calculator supports daily, monthly, quarterly, and yearly compounding for savings and investments.
- Does the app calculate tax for my country?
- Paycheck & Freelance Calc has country-aware tax calculators for US, UK, India, Australia, and Canada, plus VAT and GST for EU, UK, India, Australia, and New Zealand. Many work offline once the country pack is loaded.
- Is there a BMI calculator, age calculator, and percentage calculator?
- Yes. Tap the BMI calculator (metric or imperial), age calculator (down to days and hours), and percentage calculator (increase, decrease, of, off) — each with clear inputs and instant results.
- Does the currency converter work offline?
- Live rates update whenever you have a connection. Offline, the currency converter falls back to the last-known rates — good enough for day-to-day travel math until you are back online.
- Does Paycheck & Freelance Calc really work offline?
- Yes — the core calculators (paycheck, freelance rate, invoice due date, mortgage, loan, BMI, age, percentage, tip, date difference) run offline once loaded. Live rates, tax tables, and the long-tail tool catalog may need a connection for updates.
- Is Paycheck & Freelance Calc really free?
- 100% free. No paywall, no subscription, no “unlock pro” nag blocking the calculator you opened the app for. The app is supported by ads, which keeps every tool free forever.
- Do I need an account or phone number?
- No. There is no signup, no email, no phone number, no password. Open the app and use any of the 2,000+ tools immediately. Scenarios save on-device.
- How is this different from a generic calculator or toolbox app?
- Most “toolbox” apps ship a basic calculator and a few converters. Paycheck & Freelance Calc leads with the tools that actually change money decisions — paycheck, freelance rate, invoice due date, mortgage, tax — with country-aware inputs and saved scenarios, and still carries 2,000+ quick utilities for the rare things you reach for once.
- What platforms is it on?
- Paycheck & Freelance Calc is available free on Google Play for Android and the App Store for iOS and iPad. 41 languages, one app, synced experience.
What's new
Last updated:
- New name: Paycheck & Freelance Calculator — a cleaner, tool-first home screen
- 2,000+ free calculators now searchable: paycheck, mortgage, loan, tax, BMI, currency, invoice due date & more
- Fresh app icon
- Works offline for core calculators
- 41 languages
Get the app
Paycheck & Freelance Calc was designed and built by Teamz Lab. Need a custom Flutter app or a calculator suite for your brand? Hire us on Upwork.
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